Once I started to experiment on quick ‘n easy ways to use herbals, more discoveries came into place.This blog offers many types of food and care. This is indeed a herbaland adventure where God’s gift of nature is waiting to unfold… and tickle your creativity!

Some organic customers at the organic market request me to make homemade oil, spray etc. for them instead, but I refuse. It will defeat the advocacy to SAVE THE EARTH …reuse, reduce,  recycle. Because the more useful the garden, the more it will be appreciated and cared for, especially, if beauty is one of them.

Actually, the first advantage is a green grocery store within your reach. And the benefit of self-sufficiency is… savings!

MAKE MONEY WORK FOR YOU!

Common attitude when there is extra cash is to buy more consumer products. There are many more places where you can invest your hard-earned cash to attain financial independence.

I am not an agent but let me help you know more about the financial market.

A. Stocks or equities – The stock market is where big corporations enlist themselves where they offer common shares for the public to invest in their operation or expansion.

1. You can find information through newspapers with business section or;
2. Through PSE's website where you will find all the information about Phil. Stock Exchange, updates and even a stock-trading game.They also have regular schedules on basic stock trading seminars.
3. Radio and television programs like ANC Business Channel.
4. Stockbrokers can be over-the-counter or electronic trading through commercial banks or their subsidiaries.

Also, It would be good to know the blue chip stocks.

B. Mutual Funds

You find NAVPS or net asset value per share through…

1. Business Mirror and Business Standard below the stock market report or through,
2. PSE Website click market and under it choose funds.
Asset management companies are managed by professional fund managers who invest shareholders’ money according to their choice depending on their risk appetite.

1. Stocks or equities through stock market or;
2. Bonds through peso, dollar, global, commercial bonds
3. Balanced fund is a mix of stocks and bonds

You will notice that asset management companies are subsidiaries of commercial banks and insurances. Investment is as low as P5,000.00.

C. Banks – Banks offer UITF (Unit Investment Trust Fund) which also give different choices for investors. They also have in-house insurance packages with investment products.

D. Insurance companies have many insurance packages with investment.
Your effort and discipline through savings aimed for financial independence is important to our economy. The Philippines is enjoying an “emerging market” status. It is your awareness that will empower you to make us finally reach that goal! Let’s e-m-e-r-g-e!!!!

Em-em, 
Herbal Gardener, MBA